Insurance For Trade and Professional Associations
Your Association, Strategic Protection
You lead industries, steer public conversation, and set standards that others follow. That kind of responsibility carries risk — and Moody Insurance Worldwide understands it. With more than 50 years of experience insuring trade and professional associations, we know what’s at stake.
Whether you’re managing member data, planning annual conventions, maintaining compliance, or navigating complex board structures, your risk profile is layered. We help you stay protected on every front so you can focus on leading with confidence.
Risks Unique to Associations
From international trade organizations to regional professional groups, trade associations face a unique blend of operational and reputational exposures. Moody’s role is to make sure those exposures don’t interrupt your progress.
We Help You Navigate Risks Like:
- Maintaining integrity in standard-setting and accreditation
- Protecting sensitive member data against cyber threats
- Meeting evolving regulatory and compliance demands
- Managing PACs and navigating advocacy liability
- Coordinating oversight across for-profit and nonprofit entities
- Ensuring compliance in grants and fiduciary processes
- Planning safe, insurable in-person events
- Safeguarding employees, members, and volunteers
- Overseeing board governance, including multiple boards where applicable
Insurance That Matches Your Mandate
What Coverage Looks Like for Your Association
Generic coverage often leaves costly gaps. Associations with diverse functions and responsibilities need insurance tailored to their risks.
That’s why Moody collaborates directly with association leadership to structure policies that match your exposure points, avoid duplication, and deliver long-term clarity and support.
Directors and Officers (D&O) Liability
Protects the organization as well as directors and officers from liability tied to leadership decisions.
Professional Liability (Errors & Omissions)
Covers claims stemming from perceived missteps in the services, guidance, or expertise that your trade association provides.
Employment Practices Liability (EPLI)
Defends against allegations related to hiring, firing, discrimination, harassment, and workplace policies.
Cyber and Media Liability
Helps you recover from breaches, ransomware, or misuse of online communications and data.
Crime and Fiduciary Liability
Covers embezzlement, mismanagement, or internal theft of association assets or employee benefits.
General Liability and Workers’ Compensation
Responds to physical injuries, property damage, and on-the-job incidents involving your employees.
Event Liability & Cancellation Coverage
Protects your investment in conferences and events, whether they’re postponed, canceled, or disrupted by unexpected incidents.
International Liability
Extends your protection when your programs, members, or operations cross borders.
Coverage for Associations Isn’t One-Size-Fits-All.
Neither Is Our Process.
Your coverage and risk management should not be generic. It should reflect your association operations and identify your specific risk profile. Moody’s process consults with you to design the best insurance and risk strategies for your association’s present and future.
Ready to Schedule a Consultation?
Fill out a few quick details and we’ll coordinate a time to talk through your organization’s specific needs and goals.