Liability insurance covers you when you or your family members are the cause of the bodily injury or property damage to others. We look to Homeowners and Auto policies for that coverage; however, the maximum limits of Liability coverage provided by those policies may not be enough protection in today’s litigious society, where million-dollar judgments have become the rule. This is where the Personal Umbrella Liability Policy comes in.
Coverage includes the following:
Questions you should ask yourself when considering your coverage needs:
Your Moody agent will help you determine the coverage amount that works best for you.
This description of coverage is not an insurance contract. Your policy is the contract that specifies and fully describes your coverage. Conditions and exclusions will apply. Not all coverage described is available in all states.