Income Protection for your employees.

Group Disability Insurance in the Event of the Unexpected

For employers inside the U.S., currently available in MD, DC, VA only.

As an independent agency, we aren’t limited to a one-company product line. When you contact Moody, you are assigned to a Risk Manager who spends the time necessary to understand your unique insurance needs. Your Risk Manager then shops among the leading Group Disability insurance carriers to assure the proper coverage at the best prices.

Benefits of Group Disability Insurance

Group Disability insurance as part of an employee benefit plan offers key advantages, including serving as an excellent employee recruitment and retention tool. With a Group plan you have the opportunity to leverage design flexibility to fit your company’s budget while providing a safety net for your employees. You can choose to pay the premiums or have your employees pay them, or opt for a combination of the two, using pre-tax or after-tax dollars. In addition, you can take pre-tax company-paid premiums as a business tax deduction.

We provide Income Protection for your Group with both Short-Term and Long-Term Disability. Short-Term Disability pays a portion of income in the event of disability on a short-term basis. Long-Term Disability pays a portion of the employee’s income in the event of disability from major illnesses or injuries, other than Workers’ Compensation. Based on the employee’s occupation, coverage is available for either two years, five years, or to age sixty-five.

Please download our Employee Group Census.