Just as with home ownership, you have an interest in protecting your home and the things inside. In the case of a fire or other loss, you’ll need coverage for all of your personal possessions. If someone gets injured inside your home, you also need coverage. The insurance that your landlord carries will not cover you.
Renter’s insurance offers coverage similar to Homeowners and Condo policies, and is reasonably priced.
Coverages available in a Renter’s Policy are:
This description of coverage is not an insurance contract. Your policy is the contract that specifies and fully describes your coverage. Conditions and exclusions will apply. Not all coverage described is available in all states.