International Employee Benefits
Health, Life, Disability and Long-term Care Coverage

We provide programs created especially for individual and groups who travel or live outside of their home country.

Health-Short-term Travel

• Provides comprehensive medical coverage for employees traveling outside of their home country.
• Provides one-year policies for employees who take multiple short trips in a given year.

Health-Long-term Travel

• Provides comprehensive medical coverage that is annually renewable.
• Provides broad medical benefits.
• Covers Emergency Medical Evacuation and Emergency Reunion (for a relative).
• Provides 24-hour travel assistance.
• Renews annually with no medical questions.
• Complies with HIPPA with portable policies.
• Provides coverage for both small and large groups.

Disability and Life Insurance

• Provides coverage written with international operations and assignments in mind.
• Provides U.S. style of benefits
• Provides coverage for both small and large groups.

This description of coverage is not an insurance contract. Your policy is the contract that specifies and fully describes your coverage. Conditions and exclusions will apply. Not all coverage described is available in all states.